AI-powered · Free to start

Stop losing money
to forgotten bills.

Vault watches your subscriptions, renewals, and insurance docs — and sends you a reminder before any of them cost you. Average savings: $340 a year.

How it works
No credit card needed Cancel any time 12,000+ families using it
YOUR VAULT 4 need attention
🚗
Car insurance renewal
State Farm · Jun 14, 2026
46 days
📺
Netflix trial ending
$17.99/mo after May 7
8 days
🏠
Home warranty
Landmark · Jan 12, 2026
Tracked
🛂
Passport expiring
Sep 3, 2025
Renew now
$340
average saved per household, per year
2 sec
for AI to read and file your document
12,000+
families already using Vault
🚗 Car Insurance Renewals 📺 Streaming Subscriptions 🆓 Free Trial Endings 🔧 Product Warranties 🛂 Passport Expiry 🚘 Car Registration ⭐ Gym Memberships 🏠 Home Insurance 📋 Lease Agreements 💊 Health Policies 📅 Tax Deadlines 🛒 Store Memberships 💳 Credit Card Fees 📦 Delivery Subscriptions 🚗 Car Insurance Renewals 📺 Streaming Subscriptions 🆓 Free Trial Endings 🔧 Product Warranties 🛂 Passport Expiry 🚘 Car Registration ⭐ Gym Memberships 🏠 Home Insurance 📋 Lease Agreements 💊 Health Policies 📅 Tax Deadlines 🛒 Store Memberships 💳 Credit Card Fees 📦 Delivery Subscriptions
AI reads your documents instantly Reminds you 60 days before insurance renews Catches free trials before they charge Family sharing for your whole household Saves families an average of $340/year Works with Gmail & Outlook SMS, email & push reminders Full spend dashboard, by month Encrypted & private by design No manual entry — ever AI reads your documents instantly Reminds you 60 days before insurance renews Catches free trials before they charge Family sharing for your whole household Saves families an average of $340/year Works with Gmail & Outlook SMS, email & push reminders Full spend dashboard, by month Encrypted & private by design No manual entry — ever
How it works

Three steps. Then
forget about it.

01

Forward it

Get your own @vault.ai address. Forward any renewal notice, insurance email, or subscription receipt straight to it.

02

AI reads it

Our AI extracts every expiry date, cost, and deadline in under 2 seconds. No forms, no typing, no categories to pick.

03

We remind you

Smart reminders fire at exactly the right time — before insurance auto-charges, before the trial ends, before the passport becomes an emergency.

Features

Everything your money
needs to stay safe.

🧠

AI document reading

Paste or forward anything. Vault pulls every date, cost, and action automatically. Zero manual entry — ever.

🔔

Smart, timed reminders

60 days for insurance. 14 for subscriptions. 90 for passports. Each category gets its own window — always at the right moment.

💸

Subscription watchdog

Vault finds the $47/month you forgot you're paying and catches free trials before they flip to paid. Average $340 found per year.

👨‍👩‍👧

Family sharing

Add your partner, roommates, or parents under one plan. Everyone gets covered, everyone gets reminded.

📊

Spend dashboard

See every renewal coming up and what it costs — by month, by category. Know before the charge hits your account.

🔒

Private by design

AI reads your document and discards the text. Only structured data is stored, encrypted at rest. No selling your data. Ever.

Save more money

We find you cheaper
alternatives automatically.

When Vault reads your insurance renewal or subscription, it instantly shows you what you could be paying instead. Real alternatives. Real savings.

Progressive
Car Insurance
Save avg. $487/yr vs national average
  • ✓ Snapshot discount for safe drivers
  • ✓ Name your price tool
  • ✓ Bundle home + auto for extra 10%
  • ✓ Quote in under 4 minutes
Get a free quote →
Lemonade
Home + Renters
Save avg. $320/yr vs traditional insurers
  • ✓ Renters insurance from $5/mo
  • ✓ Home insurance from $25/mo
  • ✓ Claims paid in minutes, not weeks
  • ✓ Giveback: unused premiums to charity
Get a free quote →
Insurify
Compare All Insurers
Compare 40+ insurers in 2 minutes
  • ✓ One form, dozens of quotes
  • ✓ No spam calls guaranteed
  • ✓ Car, home, life, health
  • ✓ Avg. user saves $489/yr
Compare quotes free →
🔒 How Vault makes money from this: We earn a small referral fee if you switch using our links. It never affects our recommendations — we only show alternatives that are genuinely cheaper for you.
Learn

Tips, guides, and
money-saving advice.

See all content →
📋
Money Tips
The 5 subscriptions everyone forgets they're paying for
We analyzed 10,000 accounts. These five show up again and again — quietly draining your account every month.
NM
Vault Apr 22, 2026
🏥
Insurance
How to shop your car insurance renewal (and save $300+)
Most people auto-renew without checking. Here's a 10-minute process that saves real money every single year.
NM
Vault Apr 15, 2026
🛂
Planning
Passport renewal in 2026: what's changed and how fast can you get one
Processing times, costs, and the one thing most people miss that costs them their vacation.
NM
Vault Apr 8, 2026
🎬
Tutorial
Set up Vault in 2 minutes flat
Walk through the full setup: forwarding address, first document, first reminder firing.
NM
Vault 2:14 · Apr 20, 2026
💰
Real Story
$340 found in month one — a real walkthrough
We follow a real family through their first month using Vault and show every dollar recovered.
NM
Vault 8:42 · Apr 12, 2026
🚗
Insurance
The hidden cost of auto-renewing insurance
Why insurers count on you not shopping around — and how to beat them at their own game.
NM
Vault 6:18 · Apr 5, 2026
03
Episode 3 · 28 min
The $47 problem: subscriptions your bank doesn't warn you about
How recurring charges hide, why banks don't flag them, and what to do today.
28:14
02
Episode 2 · 34 min
Insurance renewal season: when to shop, when to stay, what to say
A practical guide to getting a better rate without spending your weekend on hold.
34:07
01
Episode 1 · 22 min
Why we lose track of our own money — and the simple fix
The psychology behind forgotten subscriptions and the system that beats it.
22:31
Listen on Spotify, Apple Podcasts & more →
Real people

Money back in real
people's pockets.

★★★★★

"Vault caught my car registration 3 days before it lapsed. Would've been a $200 fine. It paid for itself before I even upgraded."

SM
Sarah M.
Nurse · Calhoun, GA
★★★★★

"I was paying $47/month for a streaming service I completely forgot about. Vault found it the first week. Just that one find covers a whole year of the subscription."

MT
Marcus T.
Teacher · Nashville, TN
★★★★★

"Set it up for my parents too. Best $7 I spend each month — honestly it saves them way more than that every single year."

DK
Diane K.
Accountant · Atlanta, GA
Pricing

Straightforward pricing.
Start free today.

Free
$0
Start today — no card needed.
  • 10 documents tracked
  • Email forwarding inbox
  • Basic reminders
  • AI extraction, limited
Household+
$15/mo
For bigger families and caregivers.
  • Everything in Personal
  • Up to 8 family members
  • Shared vault for couples
  • Priority support
  • Annual savings report PDF
Get started

Your money is waiting
to be found.

Join 12,000+ families who stopped losing money to forgotten renewals. Free to start — takes 2 minutes.

Beta
Your inbox address
Forward docs to
john.a83f2@vault.ai
Upgrade to Personal
Good morning! 👋
3 items need your attention this month.
Docs tracked
12
Need action
3
Saved this year
$340
Annual subscriptions
$4,180
Spend by category
Insurance
$2,100
Subscriptions
$980
Government
$650
Memberships
$450
Upcoming spend
Next 30 days$17.99
Next 60 days$1,257.99
Next 90 days$1,322.99
Annual total$4,180
My Vault
12 documents tracked
Add a document
Paste anything — AI does the rest.
📄
Paste your document text here
Insurance renewals, subscription emails, government notices, warranties — anything works.
AI is reading your document…
📄
Expiry date
Annual cost
Alert window
Auto-renews
Monthly cost
Type
AI confidence
Find cheaper deals 💰
Compare alternatives across insurance, streaming, and phone plans.
Your potential savings
Up to $680/yr
Based on your tracked documents
💡 Tip: Most people save $200–$500/yr just by shopping their renewal. Takes 5 minutes.
Reminders
Most urgent first.